Prepare for Marriage Financially


Prepare for Marriage Financially

prepare for marriage financially

There are so many things we need to prepare for, and we need to survive. Financial preparedness is a way to prepare for just about anything.

Let’s be honest, marriage is something to survive! If it was easy, it would not be a big deal. Divorce would not exist.

Did you know one of the top reasons for divorce is financial issues? I’m not saying it will cause a divorce for certain, but financial issues almost always have an impact on a marriage. To prevent this, you must prepare for marriage financially. Let’s look at some ways to do just that.

Create an Emergency Savings

Why? Because weddings and marriages cost money. You are going to spend a lot of money on a wedding, a house, having children, and other things as well.

When something throws a wrench in those plans, you want to be able to cover those wrenches. Many people only have $1,000 or less in their emergency fund. This is not enough! You should have enough money to cover three months of expenses and bills at any given time.


Hospital bills can accrue, opportunities may arise, and you need the financial safeguard to make sure these things can happen. Here is a great book on how to start.

Share Money and Budget

It’s very difficult to budget anything as a couple if money is separated. You need to make all financial decisions together.

If one person is saving all of their money and the other is being less than frugal, it’s not fair and can lead to animosity and fights. No one wants that in their marriage!

Instead, create a financial spreadsheet with your partner and stick to a budget, using both of your funds for both spending and saving. Use a budgeting planner for some extra help to prepare for marriage financially.

Are you already in financial stress? No worries! You and your partner can turn everything around. Thousands of couples and individuals have benefited from reading this book by David Ramsey.


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